Since 1994
Lenders often use a lower LTV in financing an apartment building to offset the increased risk, so your borrower may need to provide a larger downpayment
If you have investors interested in financing for apartment buildings with five or more units, our asset-based mortgage programs can help you meet the needs of self-employed borrowers who often invest in multi-family buildings and write off their expenses against income. While this is a wise tax-saving strategy for real estate investors, it reduces the borrower’s personal income and may make it difficult to qualify them for a traditional mortgage loan.
Asset-based investment property mortgage programs are an excellent alternative because they focus on the value of the property and its revenue-generating potential, thus eliminating the personal income reporting requirements of traditional loans.
Our long-term loan program is a great option for multi-family property investors since it offers:
• A simple financing solution on a purchase or cash-out refinance.
• A 1 to 30 year fixed term
• 30 year amortized with no balloon payment
Commercial Loan Program Highlights
Program at a Glance
Eligible Property Types
Multifamily, Mixed-Use, Office, Retail, Light Industrial, Mobile Home Parks, Self Storage, and SFR Pools.
Nationwide Lending
Financing available across the United States.
Loan Amounts
Borrow from $100,000 to $20,000,000.
Flexible Loan Terms
Fixed-rate loan terms available from 1 to 30 years.
30-Year Amortization
Long-term amortization designed to improve cash flow.
Case-by-Case DSCR
Minimum DSCR requirements are evaluated based on the individual transaction.
Maximum Loan-to-Value
Financing available up to 75% LTV.
Combined Loan-to-Value
CLTV up to 90% for qualified borrowers.
Investor Financing
Lending solutions available for real estate investors.
Owner-User Commercial
Financing available for owner-occupied commercial properties.
No Minimum Credit Score
No minimum credit score requirement for qualification.
Rate Buydown Available
Reduce your interest rate with available rate buydown options for eligible loans.
Get The Information You Need
To learn more, call (888) 543-4410 , or complete the contact request form below and one of our investment and small commercial property specialists will reach out to you
Offering financing for apartment buildings, otherwise known as multi-family properties, is an excellent strategy for brokers to expand their business offering and client base.
Your Commercial Lending Questions, Answered
Explore answers to common questions about our commercial mortgage programs, investment property financing, and lending process. Learn how Marques Commercial Direct helps investors secure flexible financing solutions tailored to their real estate goals.
What is Marques Commercial Direct?
Marques Commercial Direct is a commercial mortgage company specializing in financing solutions for real estate investors. Since 1994, we have helped borrowers secure flexible loan options for multifamily, mixed-use, investment, and commercial properties.
What types of properties do you finance?
We provide financing for:
- Multifamily properties
- Mixed-use properties
- Commercial properties
- 1–4 unit investment properties
- Various specialty real estate investment projects
Who can apply for a commercial loan?
Our loan programs are designed for real estate investors, property owners, business owners, developers, and qualified borrowers seeking financing for investment or commercial properties.
What makes Marques Commercial Direct different from traditional lenders?
We specialize in flexible, non-conforming financing solutions that may not be available through conventional banks. Our goal is to help investors find financing that fits their unique financial situation and investment strategy.
Do you offer financing for first-time real estate investors?
Yes. Depending on the loan program and borrower qualifications, first-time investors may be eligible for financing. Our team will review your situation and recommend suitable options.