Since 1994
Lenders often use a lower LTV in financing an apartment building to offset the increased risk, so your borrower may need to provide a larger down payment when applying for a commercial loan.
If you have investors interested in financing for apartment buildings with five or more units, our asset-based mortgage programs can help you meet the needs of self-employed borrowers who often invest in multi-family buildings and write off their expenses against income. While this is a wise tax-saving strategy for real estate investors, it reduces the borrower’s personal income and may make it difficult to qualify them for a traditional mortgage loan.
Asset-based investment property mortgage programs are an excellent alternative because they focus on the value of the property and its revenue-generating potential, thus eliminating the personal income reporting requirements of traditional loans. These financing solutions provide an alternative for investors looking for multifamily loans and flexible apartment property financing.
- Our long-term loan program is a great option for multi-family property investors since it offers:
- A simple financing solution for a purchase or cash-out refinance.
- A 1 to 30 year fixed term
30-year amortized with no balloon payment
Multifamily Financing Solutions
Marques Commercial Capital provides flexible multifamily loans for investors purchasing, refinancing, or expanding their apartment property portfolios. Our multifamily financing options are designed around the property’s value, revenue-generating potential, and the individual transaction.
For landlords looking for a loan, our program provides financing options for qualifying single-family homes, condominiums, townhomes, and 2–4 unit properties. These real estate investment property loans can be used to help investors acquire and grow their rental property portfolios.
Commercial Loan Program Highlights
Program at a Glance
Eligible Property Types
Multifamily, Mixed-Use, Office, Retail, Light Industrial, Mobile Home Parks, Self Storage, and SFR Pools.
Nationwide Lending
Financing available across the United States.
Loan Amounts
Borrow from $100,000 to $20,000,000.
Flexible Loan Terms
Fixed-rate loan terms available from 1 to 30 years.
30-Year Amortization
Long-term amortization designed to improve cash flow.
Case-by-Case DSCR
Minimum DSCR requirements are evaluated based on the individual transaction.
Maximum Loan-to-Value
Financing available up to 75% LTV.
Combined Loan-to-Value
CLTV up to 90% for qualified borrowers.
Investor Financing
Lending solutions available for real estate investors.
Owner-User Commercial
Financing available for owner-occupied commercial properties.
No Minimum Credit Score
No minimum credit score requirement for qualification.
Rate Buydown Available
Reduce your interest rate with available rate buydown options for eligible loans.
Get The Information You Need
To learn more, call (888) 543-4410 or complete the contact request form below, and one of our investment and small commercial property specialists will reach out to you.
Offering financing for apartment buildings, otherwise known as multi-family properties, is an excellent strategy for brokers to expand their business offering and client base. Our commercial multifamily lenders provide financing solutions for investors looking to acquire, refinance, or grow their apartment property portfolios.
Why Choose Marques for Multifamily Financing?
Marques Commercial Capital provides flexible financing solutions for investors seeking multifamily loans and apartment property financing. Our asset-based approach focuses on the property and its revenue-generating potential, providing financing options designed to meet the needs of real estate investors and self-employed borrowers.
Whether you are purchasing an apartment building, refinancing an existing property, or exploring a multifamily bridge loan, our team can help you understand available financing options based on your investment goals and the specific property.
Our Gallery
Your Commercial Lending Questions, Answered
Explore answers to common questions about our commercial mortgage programs, investment property financing, and lending process. Learn how Marques Commercial Direct helps investors secure flexible financing solutions tailored to their real estate goals.
What are multifamily loans?
Multifamily loans are financing solutions designed for properties with multiple residential units, typically five or more dwellings. Marques Commercial Capital provides financing options for qualifying multifamily properties, including apartment buildings and other eligible commercial property types.
Does Marques Commercial Capital offer multifamily financing?
Yes. Marques Commercial Capital offers flexible multifamily financing for qualified investors seeking to purchase, refinance, or obtain cash-out from eligible apartment properties. Loan terms and qualification requirements depend on the individual transaction.
What is an apartment building loan?
An apartment building loan is commercial financing used to purchase, refinance, or improve an apartment property.
Do you offer multifamily bridge loans?
Marques Commercial Capital offers flexible financing solutions that may include a multifamily bridge loan for qualifying transactions. For investors considering a broader commercial bridge loan option, bridge financing can be useful when short-term financing is needed while pursuing a longer-term investment or financing strategy. Program availability and terms vary by transaction.
Who are commercial multifamily lenders?
Commercial multifamily lenders provide financing specifically for apartment buildings and other multifamily properties. Marques Commercial Capital works with real estate investors and offers asset-based financing solutions focused on the property’s value and revenue-generating potential.
Do you offer multifamily home loans?
Marques Commercial Capital provides financing for qualifying multifamily properties and apartment buildings. Depending on the property type and transaction, investors may explore multifamily home loans and other multifamily financing solutions designed for properties with multiple residential units.
What types of multifamily mortgage financing are available?
Depending on the property and transaction, available multifamily mortgage financing may include purchase loans, cash-out refinance options, long-term financing, and other commercial financing solutions. Marques Commercial Capital evaluates each transaction based on the property and investment objectives.