Residential tenants typically provide a more stable source of rental income, ground-floor retail tenants are often willing to pay a higher rent. So financing of Mixed-Use properties has to take into account the revenue potential of both types of tenants. The mix of uses can cause the values of two different buildings in the same area to be quite different. Comparisons, aren’t so simple.
At Marques Direct, our experience with mixed-use property financing helps us see the potential that others may miss. We have loan programs, such as Flex Term, which are geared specifically for easy qualification and the flexibility to remain in a loan for up to 30 years.
The Flex Term loan is asset-based. So the loan amount is based on the revenue-generating potential of the property. Our ability to evaluate the tenant mix and the value of mixed-use building helps us help self-employed investors and small business owners when others can’t.
Loan Program Features & Guidelines
Program at a Glance
Property Types
Multifamily, Mixed-Use, Office, Retail, Light Industrial, Mobile Home Parks, Self Storage, and SFR Pools.
Nationwide Lending
Commercial financing available throughout the United States.
Loan Amounts
Financing from $100,000 to $20,000,000.
Flexible Loan Terms
Fixed loan terms available from 1 to 30 years.
30-Year Amortization
Long-term amortization designed to maximize cash flow.
Case-by-Case DSCR
Minimum DSCR is evaluated based on the strength of each transaction.
Maximum Loan-to-Value
Finance up to 75% Loan-to-Value (LTV).
CLTV Up to 90%
Combined Loan-to-Value available up to 90% for qualified borrowers.
Fixed Interest Rates
Stable fixed-rate financing options are available.
Occupancy Options
Available for both investor-owned and owner-user commercial properties.
No Minimum Credit Score
No minimum credit score requirement to qualify.
Rate Buydown Available
Eligible borrowers can reduce their interest rate with available rate buydown options.
Get The Information You Need
To learn more, call (888) 543-4410 , or complete the contact request form below and one of our investment and small commercial property specialists will reach out to you
Owners of businesses as well as investors often seek mixed-use financing. Investors typically act as a landlord of both commercial and residential tenants. But business owners often will live in a residential unit and operate the business out of a commercial space.
Your Commercial Lending Questions, Answered
Explore answers to common questions about our commercial mortgage programs, investment property financing, and lending process. Learn how Marques Commercial Direct helps investors secure flexible financing solutions tailored to their real estate goals.
What is Marques Commercial Direct?
Marques Commercial Direct is a commercial mortgage company specializing in financing solutions for real estate investors. Since 1994, we have helped borrowers secure flexible loan options for multifamily, mixed-use, investment, and commercial properties.
What types of properties do you finance?
We provide financing for:
- Multifamily properties
- Mixed-use properties
- Commercial properties
- 1–4 unit investment properties
- Various specialty real estate investment projects
Who can apply for a commercial loan?
Our loan programs are designed for real estate investors, property owners, business owners, developers, and qualified borrowers seeking financing for investment or commercial properties.
What makes Marques Commercial Direct different from traditional lenders?
We specialize in flexible, non-conforming financing solutions that may not be available through conventional banks. Our goal is to help investors find financing that fits their unique financial situation and investment strategy.
Do you offer financing for first-time real estate investors?
Yes. Depending on the loan program and borrower qualifications, first-time investors may be eligible for financing. Our team will review your situation and recommend suitable options.