We see loans in full color. We understand that every loan has a unique story, and we’re ready to listen to the needs and issues of every borrower.
Small business owners and investors utilize small commercial properties nationwide to support and operate their businesses. We believe strongly in this type of asset and have developed financing solutions for commercial real estate loans designed specifically to help entrepreneurs achieve their vision of real estate ownership. Our commercial real estate financing options are designed to provide flexible solutions for a variety of commercial property types and investment goals.
From a lender’s perspective, commercial buildings with more general-use capacity like retail, warehouse, or office space are easier to finance than properties built for a specific purpose (i.e., bowling alley, bank, or manufacturing plant) because they have an inherently lower risk due to a higher market demand from investors. Lenders often avoid financing specific-use properties or require a lower LTV (e.g., higher down payment) on them to offset their higher risk profile.
At Marques, we provide a commercial property loan for a wide variety of commercial properties, including:
- Office Buildings
- Retail Stores
- Warehouses
- Self-Storage Buildings
- Automotive Repair Shops
- Specialty Properties
Commercial Real Estate Financing
Our commercial financing solutions are designed for investors, property owners, and business owners seeking flexible options for commercial real estate acquisitions and refinancing. Whether you need a commercial building loan for a new property or financing for an existing commercial asset, our programs are structured around the individual property and transaction.
Our asset-based approach can provide an alternative to traditional lending for borrowers seeking commercial mortgage loans, including financing for investor-owned and owner-user commercial properties. For borrowers who need short-term financing, a commercial bridge loan may provide an alternative financing solution depending on the property and transaction.
Commercial Real Estate Loan Features
Program at a Glance
Property Types
Multifamily, Mixed-Use, Office, Retail, Light Industrial, Mobile Home Parks, Self Storage, and SFR Pools.
Nationwide Lending
Commercial financing available across the United States.
Loan Amounts
Financing from $100,000 to $20,000,000.
Flexible Loan Terms
Fixed-rate loan terms available from 1 to 30 years.
30-Year Amortization
Up to 30-year amortization available.
Case-by-Case DSCR
Minimum DSCR requirements are evaluated on a case-by-case basis.
Maximum Loan-to-Value
Financing available up to 75% Loan-to-Value (LTV).
Maximum CLTV
Combined Loan-to-Value (CLTV) available up to 90% for qualified borrowers.
Fixed Interest Rates
Competitive fixed-rate financing options are available.
Occupancy Options
Available for both investor-owned and owner-user commercial properties.
No Minimum Credit Score
No minimum credit score requirement to qualify.
Flexible Financing Features
Recourse and Non-Recourse loan options available, with Rate Buydown programs offered for eligible borrowers.
Less Paperwork. Faster Funding. More Opportunities.
We understand that investors and business owners need financing that moves as quickly as their opportunities. Our asset-based commercial loan programs simplify the lending process with minimal documentation, flexible underwriting, and competitive long-term financing.
Whether you're purchasing a commercial property or completing a commercial refinance loan, we make qualifying easier so you can focus on growing your investment portfolio, not paperwork.
Minimal Documentation
Reduce paperwork and enjoy a streamlined approval process.
Flexible Qualification
Asset-based underwriting allows us to look beyond traditional income requirements.
Purchase & Cash-Out Refinance
Finance new acquisitions or access your property's equity with ease.
Long-Term Loan Benefits
- ✔ Up to 30-year fixed-rate financing.
- ✔ Interest-only and fully amortized loan options available.
- ✔ Ideal for property purchases and cash-out refinances.
- ✔ Stay in your loan for up to 30 years.
- ✔ Lower monthly payments than many hard money loans.
- ✔ 3-year and 8-year fixed options amortized over 30 years.
Get The Information You Need
To learn more, call (888) 543-4410 or complete the contact request form below, and one of our investment and small commercial property specialists will reach out to you.
A successful company operates on core beliefs. At our core, Marques Commercial Capital believes that property owners and investors are underserved by narrow and inflexible banking guidelines, and we’re here to change that.
Commercial Loan Solutions for Property Owners
Marques Commercial Capital provides small balance commercial real estate loans as well as financing solutions for larger commercial transactions. Our programs are designed to accommodate different property types, ownership structures, and investment strategies, including investment property loans for qualifying 1–4 unit investment properties.
For qualifying borrowers, we also offer non-recourse commercial loan options, providing an alternative financing structure for eligible commercial real estate transactions.
Your Commercial Lending Questions, Answered
Explore answers to common questions about our commercial mortgage programs, investment property financing, and lending process. Learn how Marques Commercial Direct helps investors secure flexible financing solutions tailored to their real estate goals.
What are commercial real estate loans?
Commercial real estate loans are financing solutions used to purchase, refinance, or access equity in commercial properties. Marques Commercial Capital provides financing for a range of property types, including office buildings, retail stores, warehouses, self-storage buildings, and specialty properties.
What types of commercial property loans does Marques Commercial Capital offer?
Marques Commercial Capital offers commercial property loan options for qualifying investor-owned and owner-user commercial properties. Depending on the transaction, financing may be available for purchases, refinancing, and cash-out refinancing.
Do you offer commercial real estate financing for small businesses?
Yes. Marques Commercial Capital provides commercial real estate financing for small business owners, investors, and property owners. Our programs are designed to provide flexible financing options based on the property and individual transaction.
Can I get a commercial mortgage loan for an owner-occupied property?
Yes. Our programs are available for qualifying owner-user properties. An owner-occupied commercial loan can help business owners purchase or refinance commercial real estate used for their business operations.
Do you offer commercial refinance loans and cash-out refinancing?
Yes. Qualifying borrowers may use a commercial refinance loan to refinance an existing commercial property. Depending on the transaction, cash-out refinance commercial property options may also be available to help eligible property owners access equity.
Are non-recourse commercial loans available?
Yes. Marques Commercial Capital offers non-recourse commercial loan options for eligible transactions. Availability and specific requirements depend on the property, borrower, loan structure, and overall transaction.
What are small balance commercial real estate loans?
Small balance commercial real estate loans are financing solutions designed for smaller commercial property transactions. Marques Commercial Capital offers commercial financing ranging from $100,000 to $20,000,000, with available loan terms and guidelines determined by the individual transaction.