We see loans in full color. We understand that every loan has a unique story and we’re ready to listen to the needs and issues of every borrower.
Small business owners and investors utilize small commercial properties nationwide to support and operate their businesses. We believe strongly in this type of asset and have developed financing solutions for commercial real estate loans designed specifically to help entrepreneurs achieve their vision of real estate ownership.
From a lender’s perspective, commercial buildings with more general use capacity like retail, warehouse or office space are easier to finance than properties built for a specific purpose (i.e., bowling alley, bank or manufacturing plant) because they have an inherently lower risk due to a higher market demand from investors. Lenders often avoid financing specific use properties or require a lower LTV (e.g., higher downpayment) on them to offset their higher risk profile.
At Marques, we provide loans for a wide variety of commercial properties, including:
- Office Buildings
- Retail Stores
- Warehouses
- Self-Storage Buildings
- Automotive Repair Shops
- Specialty Properties
Commercial Real Estate Loan Features
Program at a Glance
Property Types
Multifamily, Mixed-Use, Office, Retail, Light Industrial, Mobile Home Parks, Self Storage, and SFR Pools.
Nationwide Lending
Commercial financing available across the United States.
Loan Amounts
Financing from $100,000 to $20,000,000.
Flexible Loan Terms
Fixed-rate loan terms available from 1 to 30 years.
30-Year Amortization
Up to 30-year amortization available.
Case-by-Case DSCR
Minimum DSCR requirements are evaluated on a case-by-case basis.
Maximum Loan-to-Value
Financing available up to 75% Loan-to-Value (LTV).
Maximum CLTV
Combined Loan-to-Value (CLTV) available up to 90% for qualified borrowers.
Fixed Interest Rates
Competitive fixed-rate financing options are available.
Occupancy Options
Available for both investor-owned and owner-user commercial properties.
No Minimum Credit Score
No minimum credit score requirement to qualify.
Flexible Financing Features
Recourse and Non-Recourse loan options available, with Rate Buydown programs offered for eligible borrowers.
Less Paperwork. Faster Funding. More Opportunities.
We understand that investors and business owners need financing that moves as quickly as their opportunities. Our asset-based commercial loan programs simplify the lending process with minimal documentation, flexible underwriting, and competitive long-term financing.
Whether you're purchasing a commercial property or completing a cash-out refinance, we make qualifying easier so you can focus on growing your investment portfolio—not paperwork.
Minimal Documentation
Reduce paperwork and enjoy a streamlined approval process.
Flexible Qualification
Asset-based underwriting allows us to look beyond traditional income requirements.
Purchase & Cash-Out Refinance
Finance new acquisitions or access your property's equity with ease.
Long-Term Loan Benefits
- ✔ Up to 30-year fixed-rate financing.
- ✔ Interest-only and fully amortized loan options available.
- ✔ Ideal for property purchases and cash-out refinances.
- ✔ Stay in your loan for up to 30 years.
- ✔ Lower monthly payments than many hard money loans.
- ✔ 3-year and 8-year fixed options amortized over 30 years.
Get The Information You Need
To learn more, call (888) 543-4410 , or complete the contact request form below and one of our investment and small commercial property specialists will reach out to you
A successful company operates on core beliefs. At our core, Marques Commercial Capital believes that property owners and investors are underserved by narrow and inflexible banking guidelines and we’re here to change that.
Your Commercial Lending Questions, Answered
Explore answers to common questions about our commercial mortgage programs, investment property financing, and lending process. Learn how Marques Commercial Direct helps investors secure flexible financing solutions tailored to their real estate goals.
What is Marques Commercial Direct?
Marques Commercial Direct is a commercial mortgage company specializing in financing solutions for real estate investors. Since 1994, we have helped borrowers secure flexible loan options for multifamily, mixed-use, investment, and commercial properties.
What types of properties do you finance?
We provide financing for:
- Multifamily properties
- Mixed-use properties
- Commercial properties
- 1–4 unit investment properties
- Various specialty real estate investment projects
Who can apply for a commercial loan?
Our loan programs are designed for real estate investors, property owners, business owners, developers, and qualified borrowers seeking financing for investment or commercial properties.
What makes Marques Commercial Direct different from traditional lenders?
We specialize in flexible, non-conforming financing solutions that may not be available through conventional banks. Our goal is to help investors find financing that fits their unique financial situation and investment strategy.
Do you offer financing for first-time real estate investors?
Yes. Depending on the loan program and borrower qualifications, first-time investors may be eligible for financing. Our team will review your situation and recommend suitable options.