Specialty Mortgage Programs
Our programs are designed to provide maximum flexibility to our borrowers, so that they can get the financing they need to achieve their goals. We’re committed to providing the highest level of customer service, and we’ll work with you every step of the way to make sure you get the best possible loan for your needs.
Term 30 Loan
At Marques Direct, we tailor our loans to meet the individual needs of each investor. Our loans are designed to provide real estate investors with lower payments on a long-term, fixed-rate loan with no balloon payment.
Features
The 30-year fixed rate loan is a great option for self-employed investors and small business owners who are looking to qualify for a loan. This loan is based on the value of the property, not the personal income of the borrower, making it a great alternative to hard money loans.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, Automotive, and Specialty Properties)
We Offer Unique Loans for Unique Borrowers.
At Marques Direct, we understand that every borrower has a unique vision and unique circumstances that have led them to us. Our wide range of alternative, asset-based mortgage programs allow us to service the needs of tough-to-qualify real estate investors, including W-2 employees, self-employed individuals, and those with less-than-perfect credit.
Construction / Rehab 100%
Features
Ground up construction and rehab can be financed through this program, ideal for borrowers who require a swift close. An interest-only term for one year provides reduced monthly payments. There is also a higher loan-to-value ratio than what is typically offered by hard money lenders.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family
- Mixed Use
The best way to increase property value in the short term is to invest in improvements.
This loan is designed for investors who want to purchase a property and make repairs or renovations in order to sell it for a profit. The loan is interest-only, so it is best suited for those who have a solid plan for quickly improving the value of the property.
Bridge I/O
A short-term interest-only loan program that does not penalize borrowers for prepaying is ideal for investors who seek short-term financing.
Features
An interest-only, 24-month term can help you lower your monthly payments. You can use it for purchase or cash-out refinance. It’s perfect for acquiring or leveraging real estate holdings. You can get a higher LTV with it than with hard money options.
Property Types
- Single Family
- Condominiums
- Townhomes
- 2-4 Unit Apartments
- Commercial Properties
50 LTV Term Loan
Features
Our streamlined underwriting process requires no seasoning of ownership and offers improved pricing compared to our FlexTerm program. Available up to 30-year-fixed period, each amortized over 30 years, our loan products provide flexibility and peace of mind.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, Automotive, and Specialty Properties)
If you have equity in your property and are looking for a loan with quick and easy credit qualification, our 50 LTV Term Loan is perfect for you. Even if you have derogatory credit issues, you can still be approved for this loan.
Get The Information You Need
To learn more, call (888) 543-4410 , or complete the contact request form below and one of our investment and small commercial property specialists will reach out to you
Foreign Investor Loan
Our Foreign Investor program is the ideal solution for foreign investors interested in purchasing investment properties in the United States. Our team of financial experts will work with you to find the best options for your needs and help you navigate the process of investing in US real estate.
Features
LTVs up to 65% are available. No credit in the U.S. is required. Seasoning of funds is not required. No other investment experience in the U.S. is required.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, Automotive, and Specialty Properties)
Your Commercial Lending Questions, Answered
Explore answers to common questions about our commercial mortgage programs, investment property financing, and lending process. Learn how Marques Commercial Direct helps investors secure flexible financing solutions tailored to their real estate goals.
What is Marques Commercial Direct?
Marques Commercial Direct is a commercial mortgage company specializing in financing solutions for real estate investors. Since 1994, we have helped borrowers secure flexible loan options for multifamily, mixed-use, investment, and commercial properties.
What types of properties do you finance?
We provide financing for:
- Multifamily properties
- Mixed-use properties
- Commercial properties
- 1–4 unit investment properties
- Various specialty real estate investment projects
Who can apply for a commercial loan?
Our loan programs are designed for real estate investors, property owners, business owners, developers, and qualified borrowers seeking financing for investment or commercial properties.
What makes Marques Commercial Direct different from traditional lenders?
We specialize in flexible, non-conforming financing solutions that may not be available through conventional banks. Our goal is to help investors find financing that fits their unique financial situation and investment strategy.
Do you offer financing for first-time real estate investors?
Yes. Depending on the loan program and borrower qualifications, first-time investors may be eligible for financing. Our team will review your situation and recommend suitable options.