Specialty Mortgage Programs
Our programs are designed to provide maximum flexibility to our borrowers, so that they can get the financing they need to achieve their goals. We’re committed to providing the highest level of customer service, and we’ll work with you every step of the way to make sure you get the best possible loan for your needs. Our specialty programs include flexible options such as commercial bridge loans, commercial rehab financing, and financing for foreign investors. These options complement our broader commercial real estate loans for qualifying commercial properties.
Term 30 Loan
At Marques Direct, we tailor our loans to meet the individual needs of each investor. Our investment property loan options are designed to provide real estate investors with lower payments on a long-term, fixed-rate loan with no balloon payment.
Features
The 30-year fixed rate loan is a great option for self-employed investors and small business owners who are looking to qualify for a loan. This loan is based on the value of the property, not the personal income of the borrower, making it a great alternative to hard money loans.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, Automotive, and Specialty Properties)
We Offer Unique Loans for Unique Borrowers.
At Marques Direct, we understand that every borrower has a unique vision and unique circumstances that have led them to us. Our wide range of alternative, asset-based mortgage programs allow us to service the needs of tough-to-qualify real estate investors, including W-2 employees, self-employed individuals, and those with less-than-perfect credit.
Construction / Rehab 100%
Features
Ground-up construction and rehab can be financed through this program, ideal for borrowers who require a swift close. An interest-only term for one year provides reduced monthly payments. There is also a higher loan-to-value ratio than what is typically offered by hard money lenders. These options may also support mixed use financing for qualifying properties.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family
- Mixed Use
The best way to increase property value in the short term is to invest in improvements.
This loan is designed for investors who want to purchase a property and make repairs or renovations in order to sell it for a profit. The loan is interest-only, so it is best suited for those who have a solid plan for quickly improving the value of the property. Our commercial rehab loan options can provide financing for qualifying commercial and investment properties that require improvements or renovations.
Bridge I/O
A short-term interest-only loan program that does not penalize borrowers for prepaying is ideal for investors who seek short-term financing. This program can provide a flexible commercial bridge loan solution for qualifying real estate transactions.
Features
An interest-only, 24-month term can help you lower your monthly payments. You can use it for purchase or cash-out refinance. It’s perfect for acquiring or leveraging real estate holdings. You can get a higher LTV with it than with hard money options.
Our commercial bridge loans are designed to provide short-term financing for investors who need flexibility when acquiring, refinancing, or leveraging qualifying real estate assets.
Property Types
- Single Family
- Condominiums
- Townhomes
- 2-4 Unit Apartments
- Commercial Properties
50 LTV Term Loan
Features
Our streamlined underwriting process requires no seasoning of ownership and offers improved pricing compared to our FlexTerm program. Available up to 30-year-fixed period, each amortized over 30 years, our loan products provide flexibility and peace of mind.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, Automotive, and Specialty Properties)
If you have equity in your property and are looking for a loan with quick and easy credit qualification, our 50 LTV Term Loan is perfect for you. Even if you have derogatory credit issues, you can still be approved for this loan.
Get The Information You Need
To learn more, call (888) 543-4410 , or complete the contact request form below and one of our investment and small commercial property specialists will reach out to you
Foreign Investor Loan
Our foreign national mortgage program is designed for eligible international investors looking to purchase investment properties in the United States. The program provides an alternative financing option for borrowers who may not have established U.S. credit or U.S. investment experience.
Features
LTVs up to 65% are available. No credit in the U.S. is required. Seasoning of funds is not required. No other investment experience in the U.S. is required.
Property Types
- Investor 1-4 (SFR, Condo, and 2-4 Units)
- Multi-Family (5+ Units)
- Mixed-Use
- Commercial (Office, Retail, Warehouse, Self-Storage, Automotive, and Specialty Properties)
Specialty Financing for Unique Investment Needs
Marques Commercial Capital provides specialty mortgage programs for investors who may not fit traditional lending guidelines. Whether you need a commercial bridge loan for a short-term opportunity, a commercial rehab loan for a property improvement project, or financing as a foreign investor, our alternative asset-based programs are designed to provide flexible options based on the property and transaction.
Our specialty financing programs can help investors pursue acquisitions, renovations, refinancing, and other real estate investment opportunities with loan structures designed around their specific needs.
Our Gallery
Your Commercial Lending Questions, Answered
Explore answers to common questions about our commercial mortgage programs, investment property financing, and lending process. Learn how Marques Commercial Direct helps investors secure flexible financing solutions tailored to their real estate goals.
What is a commercial bridge loan?
A commercial bridge loan is a short-term financing solution designed to help investors acquire, refinance, or leverage a commercial property before obtaining longer-term financing. Marques Commercial Capital offers Bridge I/O financing with an interest-only term for qualifying transactions.
Does Marques Commercial Capital offer commercial bridge loans?
Yes. Marques Commercial Capital offers commercial bridge loans through its Bridge I/O program. The program provides short-term, interest-only financing that may be used for property purchases or cash-out refinancing, subject to applicable qualification requirements.
What is a commercial rehab loan?
A commercial rehab loan provides financing for qualifying properties that require repairs, renovations, or improvements. Marques Commercial Capital’s Construction / Rehab program can finance ground-up construction and rehab for eligible investment properties.
Who can qualify for a commercial rehab loan?
The Construction / Rehab program is designed for investors who plan to purchase a property and make improvements or renovations. Eligible property types may include 1–4 unit properties, multifamily properties, and mixed-use properties. Qualification and available terms depend on the individual transaction.
What is a foreign national loan?
A foreign national loan is a financing solution designed for eligible international investors purchasing investment property in the United States. Marques Commercial Capital offers a Foreign Investor program with options that do not require established U.S. credit, subject to program guidelines.
Does Marques Commercial Capital offer foreign national mortgages?
Yes. Our foreign national mortgage program is designed for eligible foreign investors purchasing qualifying U.S. investment properties. LTVs up to 65% may be available, and U.S. credit or U.S. investment experience is not required under the stated program guidelines.
What types of properties can be financed through specialty mortgage programs?
Depending on the program, eligible properties may include single-family homes, condominiums, townhomes, 2–4 unit apartments, multifamily properties, mixed-use properties, and commercial properties such as office, retail, warehouse, self-storage, automotive, and specialty properties.